Financial Planning

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Financial Planning starts with YOU. We need to understand what’s most important to you and your family, so we can set about building a plan to achieving it together.  Through our exploratory process we will help you understand what is truly important, and our team financial planning team will set about putting together the roadmap for achieving your goals.  We will continually strive to help you answer the most important questions such as ‘How much is enough?’ ‘Will we be ok?’ and ‘What happens if…?’

What is Lifestyle Financial Planning

Once the plan is in place, we will spend our time ensuring you don’t veer off track.  Here’s how we do it.

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Recommended Reading

The Number; What do you need for the rest of your life – Lee Einserberg

Enough? How much do you need for the rest of your life – Paul Armson

Testimonials

James Cartwright - Dine LTD

Having dealt with E S Walton for many years, with both my personal and business finances, I would have no hesitation in recommending their forward-thinking and proactive services.

Anne Johnson - Trustee A Titherley & Co Ltd

The one fee that I really don’t mind paying, is that for E S Walton – they always work very hard and deserve every penny.

Sue Hewitt

Howard is approachable, knowledgeable, and pro-active. He explains finances in layman’s terms and is very honest. (Also best drummer in Liverpool since Ringo!!!)

Edward Parisi

Howard Northover is a complete professional. His ability has helped me to maximise and understand my pensions to their best effect. I have complete trust in his firm and his skills and would certainly recommend him and his company.

Dave Cornett

I have used ES Walton services on several occasions for our company's Keyman Insurance and Pension Scheme. We have found ES Walton to be very reliable, trustworthy and they always explain what can be very complicated issues in plain simple English. I wouldn't hesitate to recommend ES Walton to any person or company who hasn't reviewed these policies recently and is also looking to get a better deal.

Frank Griffiths

Thank you for the way you look after things for me and for all the help and advice you have given me. I would not hesitate if I needed to use you again and I would highly recommend you to others.

David Gilmour

Thank you and your worthy staff for setting up my Pension in an efficient and professional manner.

Margaret O’Neill

Suggestion -that all the 'professionals' you deal with should be issued with "The Howard Northover Guide to Doing Things Properly and Satisfying Clients’.

Martin Revans

It is when things go wrong that Howard’s effective help is most appreciated!
Who we are

To discuss how we may be able to help you on your financial journey, please get in touch

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